The last time I tried citi virtual card (1-2 years back), the interface was useless to be helpful. It ate up so much time to setup or verify card details that I

The last time I tried citi virtual card (1-2 years back), the interface was useless to be helpful. It ate up so much time to setup or verify card details that I did not want to use it. And then once when a merchant was declined, for no reason, citi customer support did not understand virtual cards themselves.