That's right, pensions are all pyramid schemes. Even when you factor in "stealing" back the money from anyone who dies early. We need a more standard X% towards

That's right, pensions are all pyramid schemes. Even when you factor in "stealing" back the money from anyone who dies early. We need a more standard X% towards retirement for people who are working and anything else is a needs based system. If you are retired and poor you get $X each month. If you have lots of money, you get nothing.