Unless by shady places you mean places like Target https://www.nbcnews.com/business/business-news/target-settles-2013-hacked-customer-data-breach-18-5-million-

Unless by shady places you mean places like Target https://www.nbcnews.com/business/business-news/target-settles-2013-hacked-customer-data-breach-18-5-million-n764031 https://www.nbcnews.com/business/business-news/target-settle... Or Adobe https://krebsonsecurity.com/2013/10/adobe-to-announce-source-code-customer-data-breach/ https://krebsonsecurity.com/2013/10/adobe-to-announce-source... Or British Airways https://www.theguardian.com/business/2018/sep/07/ba-british-airways-customers-hacked-credit-card-details-dark-web https://www.theguardian.com/business/2018/sep/07/ba-british-... Credit card details get leaked or compromised all of the time and are a dime a dozen on the dark web.