In their FAQs: "Visa and Mastercard expiry dates will automatically update in your PayPal account using the Visa and Mastercard update feature offered to all ca

In their FAQs: "Visa and Mastercard expiry dates will automatically update in your PayPal account using the Visa and Mastercard update feature offered to all card holders." https://www.paypal.com/uk/smarthelp/article/how-do-i-change-the-expiry-date-of-my-debit-or-credit-card-faq408 https://www.paypal.com/uk/smarthelp/article/how-do-i-change-... and their T&c's say: "3.1 Linking your Funding Source. You can link or unlink a debit card, a credit card, a pre-paid card (in certain cases), a bank account and/or PayPal Credit as a Funding Source for your Account. Please keep your Funding Source information current (i.e. credit card number and expiration date). If this information changes, we may update it at our sole discretion without any action on your part, according to information provided by your bank or card issuer and third parties (including but not limited to our financial services partners and the card networks). If you do not want us to update your Funding Source information, you may contact your bank or card issuer to request this or remove the Funding Source in your Account Profile. If we update your Funding Source information, we may retain any preference setting attached to it. You may choose to confirm your card or bank account, so that we can verify that the card or bank account is valid and that you are its owner. We may allow you to do this by following the Link and Confirm Card process (for cards) or the Bank Confirmation process (for bank accounts) or other processes which we may notify to you or which we may publish from time to time." https://www.paypal.com/uk/webapps/mpp/ua/useragreement-full https://www.paypal.com/uk/webapps/mpp/ua/useragreement-full Intersetingly, it says "If you do not want us to update your Funding Source information, you may contact your bank or card issuer to request this" so I assume you can ask the bank to not share updated details with anyone. Seems there is also an API that banks could use to let customers know which retailers received the updated details - that would be nice, would also help to see wwhat services that are no longer used still have card details on file. https://developer.visa.com/use-cases/identify-merchants-receiving-automatic-card-updates https://developer.visa.com/use-cases/identify-merchants-rece... I wonder if this is something that Stripe et all would ever implement on their side, so that it could be an opt-out per service - ie they just ignore the update for a particular card and service implementation?