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In the United States, you can also work directly with your credit card company (or bank, in the case of a debit card) to stop a recurring charge. This is possib
by jetrink 7y ago
In the United States, you can also work directly with your credit card company (or bank, in the case of a debit card) to stop a recurring charge. This is possible due to the Fair Credit Billing Act [1]. You might also be refunded for recent charges, if you have evidence that you contacted the vendor and attempted to terminate the service and were billed anyway.
1. https://en.wikipedia.org/wiki/Fair_Credit_Billing_Act https://en.wikipedia.org/wiki/Fair_Credit_Billing_Act
- jrobn 7y agoso I have to record my phone conversation with the vendor I want to cancel just Incase I need to go to my bank and have them terminate? This is ridiculous and why consumer protection laws should be a thing.
- FireBeyond 7y agoRight! You are the bank's customer. They don't need to protect the ability of vendors to bill you. I've had this argument before. "If canceling this subscription/ability to bill causes a dispute or debt or contract issue with the vendor, that's on me. I don't need you being 'helpful', or worse, _refusing_ to remove unauthorized transactions."