One of the benefits of Paypal being so crap is that we all eventually end up with real merchant accounts. That way, a chargeback means you lose money on one sa

One of the benefits of Paypal being so crap is that we all eventually end up with real merchant accounts. That way, a chargeback means you lose money on one sale, vs. Paypal where a chargeback means that your entire business goes down for a week. I don't mind giving money back to customers who are unhappy. I go out of my way to do so before it comes to a chargeback. As such, my mind can't spin "easier to keep your unhappy customers' money" into a feature for a payment processor.