3 ms·
You phrase that as if the people choosing HDHP without a funded HSA could actually afford a traditional low deductible plan. My current insurance is something
by war1025 8y ago
You phrase that as if the people choosing HDHP without a funded HSA could actually afford a traditional low deductible plan.
My current insurance is something like $35k / year premiums for a 3k/6k family plan (which is actually a 6k/12k plan since 3k is when they start covering anything, and it isn't until 6k / 12k that they actually start picking up the whole bill)
There is no way I could afford a "low deductible" plan.
- sologoub 8y agoThat’s not what I’m saying at all. I’m saying as a society/country/large group of people, we are choosing to pretend to offer affordable healthcare options, but in reality using specialty products designed for relatively wealthy and healthy people as a mainstream option. For financial/healthcare situation described, we need a true affordable option, not an exotic instrument. As a society we did the same thing with exotic mortgages and pretended they were affordable.
- war1025 8y agoI'm pretty sure I agree with you, but will admit it was hard for me to realize that is what you meant.