Why I was 25 I hardly ever got sick. Now I'm double that age, and I'm in good shape but eventually something will happen. When I was 25, I could have had a hdh

Why I was 25 I hardly ever got sick. Now I'm double that age, and I'm in good shape but eventually something will happen. When I was 25, I could have had a hdhp then, but I was a super poor grad student and got whatever my university offered, a regular plan. Eventually I got a real job, there was no hdhp offered and I had regular insurance. The thing was, by being part of a larger pool, I was helping make insurance reasonable for everyone. That's as it should be. I do think ubiquitous health insurance that everyone has will save money in the end, and it's a humane necessity.