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I have the same impression. If AI system figured out that the risk of the car being stolen when someone lives in a certain place is bigger and adjusted fee to b
by piokoch 8y ago
I have the same impression. If AI system figured out that the risk of the car being stolen when someone lives in a certain place is bigger and adjusted fee to be higher, then it means AI worked correctly.
One might claim (I presume author does and this is perfectly ok) that this is a bad thing that there are "bad neighborhoods" and we should fight it, but what does it have to do with proper calculation of insurance fee? Should we expect that AI will apply some "social justice" concepts while calculating insurance price. I am not sure what author proposes.
- charlysl 8y agoOr maybe I am wrong and the author is right. After all, he claims that the problem is not AI but the humans, and maybe we shouldn't blame systems trained on human data, which reflects all human's prejudices. Then again, if AI's aim is to perform activities until now restricted to humans, just like humans, how could it not be prejudiced? And who decides how AI should make decisions that are politically loaded?
- sgt101 8y agoRemember that the prediction is from the rear view window - on data that has been gathered in the past, and that now you are fixing risk in the future.
- skybrian 8y agoI'm not impressed with the article, but the idea here is that some forms of bias are okay, others are not, and it's up to the people working on the system to build it properly. There are laws about these things and you can't expect some algorithm to know the law automatically and avoid prohibited discrimination without going through the effort to build it in. It's kind of odd to think this would happen automatically. There is some kind of wishful thinking going on that technology can't have bad effects if you don't have bad intentions.