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> Etc cetera. There's no end to the nuisance. If I could choose to just pay more in taxes (hell I'll pay way more than my current premiums) and never deal with
by conanbatt 8y ago
> Etc cetera. There's no end to the nuisance. If I could choose to just pay more in taxes (hell I'll pay way more than my current premiums) and never deal with insurance again, I would do it in a heartbeat.
If you have a high deductible, you already chose to pay less. Revealed preferences and all that.
- helen___keller 8y agoI'm not sure I follow your logic.
- conanbatt 8y agoYou can choose to have less insurance hassle by choosing a more expensive insurance plan where you don't haggle for the deductible.
- helen___keller 8y agoSorry what do you mean haggle? This is just one of the 3 plans offered by my employer where the deductible is much bigger and the premium is lower. I did need to open a savings account but I figured that would make things easier to pay, idk haven't used it. Otherwise my behavior as a consumer has been identical. maybe I'm missing something
- conanbatt 8y agoIf your employer has a low deductible plan with a higher premium your insurance coverage issues will be a lot lower (as you could eat the copay cost instead of negotiating).
- helen___keller 8y agowhat negotiation are you talking about?