With the current love for High deductible plans, it can get much riskier. I just walked away from a plan where I had paid the full Out of pocket max for the yea

With the current love for High deductible plans, it can get much riskier. I just walked away from a plan where I had paid the full Out of pocket max for the year (around $7k), in January. That hurt, but the other offer was good enough. None of that money translates to the new plan, I'm back to paying deductibles for everything.