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>Yes, people do lose their insurance constantly when they switch jobs...and then immediately sign onto their new plan. Unless they lose their jobs. Or change t
by naravara 8y ago
>Yes, people do lose their insurance constantly when they switch jobs...and then immediately sign onto their new plan.
Unless they lose their jobs. Or change to a job that doesn't offer coverage/start a new business. Or have their hours cut to be <40 hrs/wk and are no longer eligible. . .
>Switching plans is hardly comparable to the transition to a Medicare-for-all program.
Why? It would be a one-time switch. Switching costs would be exactly the same as the switching costs you pay every time you change jobs, except you only pay it one time in your life and you don't have to shop around in some silly healthcare exchange or open enrollment process where you get to weigh which absurdly high premium you want to pay despite deductibles being so high that barely any of your routine health costs will be compensated.
And then there is the joy of making sure all your care providers are covered by your new plan. AND hoping your providers don't drop your plan because of insurance company negotiations.
- dd36 8y agoIt’s not just when you change jobs. My wife handles large employer groups and the insurance companies ask for a 15% rate increase every year so the employers have to threaten to switch every year to negotiate down then actually switch every other year. It’s a wasteful, useless game. Even if you stay at same employer, your insurer and networks will regularly change.