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They lose their insurance for other reasons, too. Their employer changes plans; they get dropped from full time to part time; they lose their job and don't imme
by midnightmonster 7y ago
They lose their insurance for other reasons, too. Their employer changes plans; they get dropped from full time to part time; they lose their job and don't immediately get another.
And switching insurance plans at almost any time can be very costly, even if you go straight to a new one, as all your deductibles and out-of-pocket limits get reset. And then you have to hit them again when the plan year starts again, almost certainly sooner than a year later.
- fwip 7y agoMy employer switched health insurers 3 years in a row. First because we became a new company (understandable), second because they thought they could get a better deal at another place (okay...), and thirdly reverting the 2nd change except some of the numbers and coverage is different now. I really am considering leaving if they switch a 4th time.