When I quit my job in SF in November 2017, I had $1200 on my FSA. When I switched to COBRA, my FSA account kept its balance, but my VISA card associated with it

When I quit my job in SF in November 2017, I had $1200 on my FSA. When I switched to COBRA, my FSA account kept its balance, but my VISA card associated with it immediately and unexpectedly stopped working. I was seeing a psychologist at the time and it was awkward when I didn’t pay him right away because I thought it would be fine to try and fix my card and pay him the next day (which I did). It felt awkward enough to me that I stopped my therapy sessions with him, because I felt like it had become strained. Anyway, the company stopping my card from working was intentional. It was the same company and the same account but my card didn’t work anymore and I had to go through the trouble to submit a claim, and they acted like this was by design that my FSA card would stop working when I quit and switched to COBRA. Now I’m working remotely and am in a new state (Florida) and not sure I’ll stay here long enough to switch everything to this state. I needed to get a fever checked out and ended up paying out of pocket because I was told over the phone that they accepted my out of state insurance, but when I got there in person, they didn’t. What a mess.