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> Is the argument that switching insurance plans is stressful? It absolutely is stressful, because every single time you have to carefuly inspect the documenta
by crooked-v 8y ago
> Is the argument that switching insurance plans is stressful?
It absolutely is stressful, because every single time you have to carefuly inspect the documentation to figure out what conditions and care (if any) you're "allowed" to have without going bankrupt.
- identity-haver 8y agoFor non-Americans and confused Americans reading this, this isn't precisely true. Any employer with over 50 employees has to cover all pre-existing conditions from your previous employer. But there is no guarantee that your old providers will be in your new network, so you may have to switch providers, with all the bureaucratic headache that entails. Also, if you are getting care for that condition that isn't 100% standard and established you may not get it, or have to spend a bunch of extra money while it gets re-approved. Also, your deductible will reset, so if you switch jobs in the middle of the year you could potentially be paying thousands more out of pocket.