Most of the working poor work one or more part time / shift jobs. If it is shift work, that means there are times when they aren't scheduled during banking hou

Most of the working poor work one or more part time / shift jobs. If it is shift work, that means there are times when they aren't scheduled during banking hours. People that are poor that work 9-5, would have Saturday open to them, and many banks have friday hours till 7:00 pm. Still not a good situation, but worse is trying to schedule things like doctors / dentist appointments. Especially if they have to be scheduled weeks / months in advance, before you know what your work schedule for that week would look like.