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No. If you follow your agreement, it costs basically nothing. It's true for every mutual transaction (not only for banks). Also no-one forcing you to create acc
by rinchik 8y ago
No. If you follow your agreement, it costs basically nothing. It's true for every mutual transaction (not only for banks). Also no-one forcing you to create accounts in ONE particular bank, you can shop around. there are plenty of options with minimal to no fees accounts.
- SketchySeaBeast 8y ago> there are plenty of options with minimal to no fees accounts. Do you have some options that have no strings (like minimum balance) attached?
- rinchik 8y agoBasic DDG search, and there are plenty of others: https://www.capitalone.com/bank/checking-accounts/online-checking-account/ https://www.capitalone.com/bank/checking-accounts/online-che...
- coltonv 8y agoOther people are going to suggest online banks, which are excellent, but you can't deposit/withdraw cash easily to those, which is the main purpose poorer people have for a bank account. Instead, try local credit unions. As an example where I'm at, Indiana Members Credit Union has a checking account with all the normal perks of a checking account and no fees. And credit unions work together with the major banks to give their members access at most ATMs.
- rinchik 8y agoI wasn't going to, I suggested below. Also it's capital one. In any capital one branch you can make a deposit/withdrawal with your 360-checking account. If they give you freedom of online-banking it doesn't mean their branches magically become unaccessible to you.
- coltonv 8y agoI didn't intend to put down your suggestion, like I said, online banks are great, but there isn't a capitol one, ally, or discover bank in my state. So for people who use cash, a credit union is an excellent choice.
- rinchik 8y agoIronically, people who are being “discriminated” against with progressive, cashless initiatives, live in states where capital one branches and ATMs are on every corner.