If your bank is charging you those kinds of fees it’s time to get a new bank. My credit union doesn’t charge any fees and to keep it open you need $5 in savings

If your bank is charging you those kinds of fees it’s time to get a new bank. My credit union doesn’t charge any fees and to keep it open you need $5 in savings. Most of the time they pay me some small amount for my savings. Not to mention they have programs and loans specifically for lower income households.