They don't. Well, technically some require min balance to avoid fees but generally there are a lot of free options (as long as you don't go into overdraft). My

They don't. Well, technically some require min balance to avoid fees but generally there are a lot of free options (as long as you don't go into overdraft). My guess is that it generally "discriminates" illegal aliens as banks require valid IDs (which may also NOT be true since you should be able to open an account using your valid foreign passport)