Before critiquing your argument, I'd like to know what your vision of the landlordless world is. What happens when someone cannot afford a down payment? This i

Before critiquing your argument, I'd like to know what your vision of the landlordless world is. What happens when someone cannot afford a down payment? This is two use cases: One is for people who are early in their career and have not acquired a down payment, and the other is for people who have low incomes and can't save. What happens when someone will not live in an area for more than 3 years? For more than a year? A common rental pattern is "I can't sell it yet, so I'll rent it for a few years to avoid losing too much money." (The transaction costs in realtors, home inspections, and closing costs are substantial, and the growth via inflation help mitigate that cost.) I mean, we can go back to slums but I don't think that helps anyone.