I see two separate things here. One is aversion to risk and another is the perception that someone is denying something for a reason you don’t control. They ha

I see two separate things here. One is aversion to risk and another is the perception that someone is denying something for a reason you don’t control. They have to be handled and treated separately. When talking about risk, we are usually afraid of the unknown. Let’s say you want to take a riskier approach with your investments. Start by understanding what could happen in a given scenario and where the risk could come from. In other words, risk aversion is usually remembering remedied by knowledge. As for the other topic, it probably requires more work on your part to overcome it. Even though there are all sorts of prejudice and judgement from other people there is nothing you can do since it might come from someone else. The best path here, in my opinion, is to see what YOU can do and where YOU might be lacking. Take responsibility for what happens to you and figure out how YOU can change the situation. A simple example would be of a person that “is denied” a job because lack of qualifications and blames the other because the person thinks it is some sort of prejudice. It might be. But if you always assume that is the case there is nothing you can do other than complain and victimize yourself. As soon as you start taking responsibility for everything that happens to your life, even things out of your control, you start to improve and things get better fast. Good luck!