These are probably functionally equivalent for most employees... and especially the low-level employees that the article is talking about. Plus, there are real

These are probably functionally equivalent for most employees... and especially the low-level employees that the article is talking about. Plus, there are real downsides to your approach. It puts the onus on the employee to collect from the employer, which is best-case arduous and worst-case more expensive than it's worth with most of the money going to a billboard lawfirm anyways. Your approach might make sense in the mid six figures and up, but for low-wage or even low to mid middle class workers, outright nullification would be way more effective.