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Hmm, makes me want to use cash for everything, but then I'd have to pay an assload in ATM fees.
by dangrover 16y ago
Hmm, makes me want to use cash for everything, but then I'd have to pay an assload in ATM fees.
- burgerbrain 16y agoIf you just get cash in moderately sized portions, its really not that bad. A $2 charge for a $200 withdrawl is chump change.
- sp332 16y agoThat's like an extra 1% tax on all my purchases, just for privacy. And it goes out the window if I use a "loyalty card" or email coupon.
- burgerbrain 16y agoNo, it's a onepercent tax to use any old ATM out there. Use your bank's or credit union's and you done have to pay a thing (outside the normal fees incured by using any finacial institution). Its also probably worth noting that most will reimburse you for a numer of ATM fees a month...
- dangrover 16y agoI have Schwab, which promises this. However, most shitty ATMs coalesce the charge and the amount withdrawn into one amount (e.g. you get a charge for $41.75 or something). In that instance, you have to file a claim with the bank. Waste of time.
- SageRaven 16y agoYou know, you can walk into a bank and withdraw a wad of cash without a fee. I went for a couple of years at an employer, walking my paycheck to the credit union each payday and simply cashing it. I'd deposit enough for writing checks for bills, but I otherwise started every other week with $2k in my pocket. Then they mandated direct-deposit, so I got lazy and my large cash withdraws became less and less frequent.
- orangecat 16y agoOr pick a bank with conveniently located ATMs. I don't understand how ATM fees are an issue at all; I use cash way more than the average person and have never paid any.
- deleted 16y ago[deleted]
- Natsu 16y agoFunny, I already use cash for almost everything. But I did it because I didn't want the credit card companies to have every detail about my life.