I make 401(k) and IRA contributions, have been self-employed (and yes, had to file quarterly returns), have several investment accounts. It's still straightforw

I make 401(k) and IRA contributions, have been self-employed (and yes, had to file quarterly returns), have several investment accounts. It's still straightforwards. You don't have to be a rocket scientist to fill out these forms. The IRS provides copious documentation and even has a phone line... Please stop assuming the guy you're talking to on Hacker news is a simpleton.