3 ms·

Isnt the 80/20 rule is a disincentive for insurance companies to go after fraud?

• lotsofpulp 8y ago
  Theoretically, a competing insurance company that reduces fraud can offer lower premiums. In reality, this is thwarted by having significant portions of the population locked up in employer provided health insurance so they can’t shop around, although the employer is sort of shopping around for them. It would be much better if everyone was dropped onto healthcare.gov.