Another anecdote. I went to the bank to get a proof of funds statement to purchase a property. Rather than just having some automated thing I could either print

Another anecdote. I went to the bank to get a proof of funds statement to purchase a property. Rather than just having some automated thing I could either print by myself, or have the teller/banker print off, the banker proceeded to take an old version of the PDF (one with other people's names in all the fields) and one by one change the value of each field. In the end, one of the fields was wrong and he had to fix it and reprint it. This process took at least 15 minutes, when it should easily have taken 15 seconds.