It would be very difficult to do worse than non-dischargable debt, like students in the US get fit student loans. I think you can get rid of an ISA by going ban

It would be very difficult to do worse than non-dischargable debt, like students in the US get fit student loans. I think you can get rid of an ISA by going bankrupt as it’s just a loan with a variable repayment schedule dependent on income. That description elides from the fact that the terms are not standardised either in terms of caps on amount paid back or the time you pay back. It should still be dischargeable in bankruptcy though.