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Living 'paycheck to paycheck' on anything above the bottom tier of full-time job is solely a matter of budgeting. It comes down to the choice to simply live as
by esotericn 8y ago
Living 'paycheck to paycheck' on anything above the bottom tier of full-time job is solely a matter of budgeting.
It comes down to the choice to simply live as if you earned less. You can do that down to a very low number indeed.
If you earn 1500 pounds per month, and live as if you earn 1200, within five months you're one month ahead.
Does it take discipline to do so? Sure. Fundamentally though, if you were earning 1200, you'd be absolutely forced to do it. So just do it.
I'm well aware that SF is an expensive place. It's not an order of magnitude more than London.
The poster could obviously and trivially live on 100K and stash whatever the other 200K is post tax away.
The minimum figure in London I'd say is about 800 per month. Maybe 900. Below that you're going to struggle to get to work. 10K a year. Above that you could save it all _if you wanted_. Most people don't.