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"It's basically like this: If you're gonna be poor, go to Germany. Everyone else will pay for you. If you're going to earn well, leave Germany, otherwise you're

"It's basically like this: If you're gonna be poor, go to Germany. Everyone else will pay for you. If you're going to earn well, leave Germany, otherwise you're going to be paying for everyone else." You should add this to your algorithm for location choice: If you get a serious health problem and want to become poor, come to the US.

refurb 8y ago
You’re not that far off from reality. I’m currently in the US because career opportunities are far superior here. However, if I were to get seriously and chronically sick I would back to my home country. Not that i couldn’t get very good care in the US, but the system here is just a massive burden compared to countries with universal coverage.
exodus_de 8y ago
> You should add this to your algorithm for location choice: If you get a serious health problem and want to become poor, come to the US. If you already have a serious health problem, you'll be hard pressed to find any country to take you and just take care of it pro-bono, if you're uninsured. German public insurance only covers the bare minimum. I know enough people who are poor because of serious health issues. Sure, their medical costs were covered, but they're now welfare cases. They can't afford many treatments that would make their lives better. They would've had to buy extra insurance, but they chose not to, or couldn't afford it. Relating that to the US: Don't skimp on insurance. Don't get an insurance that is capped at a low number, otherwise you will go bankrupt if shit hits the fan.
- dsfyu404ed 8y ago
  >Don't get an insurance that is capped at a low number, otherwise you will go bankrupt if shit hits the fan. But shit will not hit the fan for the overwhelming majority of people. There's no good reason for someone in their 20s (or 30s) with, no dependents, no history of medical problems and doesn't partake in a dangerous lifestyle to load up on coverage. Loading up on coverage in that situation might make you feel warm and fuzzy. It might win you internet points. It is not financially sound.
  - exodus_de 8y ago
    > It is not financially sound. "Financially unsound" is getting an insurance capped at a low number, especially with a low deductible. That means you are paying all the money to protect against a somewhat-but not-really costly medical event that probably won't occur. A serious medical bill will still wipe you out. Of course shit won't hit the fan for the majority of people, that's how insurance works. It's not a flat-rate for services, it's a protection against catastrophic (but unlikely) events. That can happen to you at any age, however if you are young you also will get a discount on insurance.

refurb 8y ago

You’re not that far off from reality. I’m currently in the US because career opportunities are far superior here. However, if I were to get seriously and chronically sick I would back to my home country. Not that i couldn’t get very good care in the US, but the system here is just a massive burden compared to countries with universal coverage.

exodus_de 8y ago

> You should add this to your algorithm for location choice: If you get a serious health problem and want to become poor, come to the US. If you already have a serious health problem, you'll be hard pressed to find any country to take you and just take care of it pro-bono, if you're uninsured. German public insurance only covers the bare minimum. I know enough people who are poor because of serious health issues. Sure, their medical costs were covered, but they're now welfare cases. They can't afford many treatments that would make their lives better. They would've had to buy extra insurance, but they chose not to, or couldn't afford it. Relating that to the US: Don't skimp on insurance. Don't get an insurance that is capped at a low number, otherwise you will go bankrupt if shit hits the fan.

dsfyu404ed 8y ago
>Don't get an insurance that is capped at a low number, otherwise you will go bankrupt if shit hits the fan. But shit will not hit the fan for the overwhelming majority of people. There's no good reason for someone in their 20s (or 30s) with, no dependents, no history of medical problems and doesn't partake in a dangerous lifestyle to load up on coverage. Loading up on coverage in that situation might make you feel warm and fuzzy. It might win you internet points. It is not financially sound.
- exodus_de 8y ago
  > It is not financially sound. "Financially unsound" is getting an insurance capped at a low number, especially with a low deductible. That means you are paying all the money to protect against a somewhat-but not-really costly medical event that probably won't occur. A serious medical bill will still wipe you out. Of course shit won't hit the fan for the majority of people, that's how insurance works. It's not a flat-rate for services, it's a protection against catastrophic (but unlikely) events. That can happen to you at any age, however if you are young you also will get a discount on insurance.