Nobody made that budget. It's a reactive thing ("wow, look what I've spent! How did that happen?") instead of planning for it. I wouldn't be surprised (but fee

Nobody made that budget. It's a reactive thing ("wow, look what I've spent! How did that happen?") instead of planning for it. I wouldn't be surprised (but feel free to correct me) if the vast majority of people in that income bracket don't have an up-front defined budget. My wife and I definitely never have. The only time we really gave it a look was when we had to decide on an acceptable mortgage payment.