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It seemed strange that there's a "request for forgiveness" and an "application for forgiveness". But hey, having to fill out two forms seems like pretty typical
by civilian 8y ago
It seemed strange that there's a "request for forgiveness" and an "application for forgiveness". But hey, having to fill out two forms seems like pretty typical government work.
Here's the form. It pretty straightforwardly specifies 120 on-time payments to school loans.
https://studentaid.ed.gov/sa/sites/default/files/public-service-application-for-forgiveness.pdf https://studentaid.ed.gov/sa/sites/default/files/public-serv...
I wonder where all these people are coming from, that are just misapplying for student loan forgiveness.
- droithomme 8y agoThat form is useful information. It states: > Neither the 120 qualifying payments nor employment have to be consecutive. Do you know if any of the tens of thousands rejected were rejected because they made a single late payment as some are claiming? The text on the form does not make that a disqualifier. It would seem to be important to clarify whether the form is incorrect as pertains to the law, or if none of the claims made are true that a single, or even a sequence of, late payments scuttled eligibility for someone.
- zaroth 8y agoThank you for quoting the form. It’s 120 full on-time payments completed in no less than 10 years. You can miss payments. But your loan must not be in default. Yes, the many people claiming that a single missed payment will disqualify you are factually incorrect.