I think most of this argument is based on a false dichotomy "Saving on coffee is bad advice because there are other things wrong with our finances that have a m

I think most of this argument is based on a false dichotomy "Saving on coffee is bad advice because there are other things wrong with our finances that have a much bigger impact". The author is also not making a clear distinction between "things that are wrong with our financial/economic system" and "things one has direct and immediate control over", like the money they spend on coffee every day. Also, no one is claiming that coffee specifically is the key to financial health. But it's the most popular example of frivolous habit-spending that doesn't actually make people happier, a category which makes a up an increasingly large part of Americans' spending.