> I fully believe it's a better use of your time and mental energy to make an additional $5k/yr than to scrimp to save an extra $5k/yr. That's not how money wo

> I fully believe it's a better use of your time and mental energy to make an additional $5k/yr than to scrimp to save an extra $5k/yr. That's not how money works though if you pay income taxes. An extra dollar saved is worth more than an extra dollar earned because you pay new taxes on new income. At the high end in the US, saving $5000 offsets earning $7500. "Every dollar that you don't have to spend is a dollar.fifty that you don't have to worry about earning."