I disagree. My goal is to retire early so every time I actively choose not to buy that coffee and instead save is days off my retirement ETA. If you learn to ac

I disagree. My goal is to retire early so every time I actively choose not to buy that coffee and instead save is days off my retirement ETA. If you learn to act frugal during you income generating years you will more easily live with less when you are feeding off your savings. Substitute the "latte" for any consumable which costs $3-10 a day. These costs really do add up. I still hit up Starbucks or my local coffee shop about once a week for the experience, since I work from home it's nice to get out. My coffee from how on my $99 Delongi espresso machine tastes as good as the machines at the shop.