In my experience, it's less the effort required to do it, and more about the risk of getting it wrong. There's a lot of domain-specific knowledge that goes int

In my experience, it's less the effort required to do it, and more about the risk of getting it wrong. There's a lot of domain-specific knowledge that goes into filing your taxes, and it's easy to be afraid that you're gonna mess it up and be on the hook for thousands of dollars.