This is bad advice. The IRS will fine you if you adjust your withholding to be significantly less than the tax owed. You can’t just hold onto the money until Ap

This is bad advice. The IRS will fine you if you adjust your withholding to be significantly less than the tax owed. You can’t just hold onto the money until April 15. The best strategy for withholding that conforms to the law is to use the IRS online withholding calculator to set your exemptions and aim for a payment/refund of around $0