What people really need is fundamental help with managing their spending and finances. Check the "Know what you can safely spend" blurb under The Product secti

What people really need is fundamental help with managing their spending and finances. Check the "Know what you can safely spend" blurb under The Product section. It seems like it's in the ballpark of your grand vision. You can allocate spending/saving buckets, and it will tell you — based on your income/spending streams — how much discretionary money you have at any given point. Seems really handy.