Yodlee already provide a lot of backbone support for a lot of banking institutions, they decided to also make a product out of this ability. But you as an acco

Yodlee already provide a lot of backbone support for a lot of banking institutions, they decided to also make a product out of this ability. But you as an account owner have to allow access to each individual account, what yodlee do is provide a way do use this account authorisation and pull some or all transactions