I don't understand the connection between the text and the title question, btw: If my current job gives me enough to live decently, and I feel it's satisfying,

I don't understand the connection between the text and the title question, btw: If my current job gives me enough to live decently, and I feel it's satisfying, 20% is too little to jump ships into the unknown. Of course, if the destination company is good and I have insider information about the environment, this could change. Otoh, if I make too little money to sustain myself, I'd jump ships at each +20% chance .