I am most certainly biased since I work at PayPal and am responsible for APIs that you might end up using but I would without hesitation encourage any small/med

I am most certainly biased since I work at PayPal and am responsible for APIs that you might end up using but I would without hesitation encourage any small/medium size business to have a PayPal Checkout enabled - it doesn't take much to put the PayPal button and you can see the results for yourself and be the judge. For a broader question of credit card processing I think there are quite a few comments already. I completely empathize with some of the concerns around using our APIs and more broadly around some of the operational policies, pricing etc. I cannot claim to speak for all of it but since the last 2 years we have been paying serious attention to how we can surface our capabilities in a way that's more understandable, approachable and meaningful to developers. https://medium.com/paypal-engineering/launch-v2-paypal-checkout-apis-45435398b987 https://medium.com/paypal-engineering/launch-v2-paypal-check... is one of the first things we have launched and more interesting stuff to follow.