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One problem with lifelong learning via formal institutions is that the less well off are “tapped out” already with debt and expenses while those with good caree
by xyzzy123 8y ago
One problem with lifelong learning via formal institutions is that the less well off are “tapped out” already with debt and expenses while those with good careers (enough to save for an n-year break) face an enormous opportunity cost, hundreds of thousands of dollars.
There are lots of people who would love to go back to college already and learn something new but the financial treadmill is running too fast to get off.
More flexible learning options can help with this.
- Retric 8y agoGoing back full time always has a huge opertunity cost. But so does front loading education. Adults often go back for masters degrees which are manageable as it’s less material.
- leggomylibro 8y agoIt would definitely need to be offset by subsidies, but maybe that could come in the form of something that people could claim every 5-20 years like a tax return. It seems like we have a lot of levers to pull to make life easier on people doing things like that; tuition reimbursement, housing/food/course material subsidies, benefits like health care, child care, help with transit, etc. But I guess you would have to look out for a resurgence of scammy public for-profit institutions.
- cannonedhamster 8y agoYou can claim educational loans on your tax returns, but only the interest.
- deleted 8y ago[deleted]