The fact that you don't even recognize that 50k/year is significantly higher than the median income in many of these places (e.g. 38k in much of Green Bay WI ht

The fact that you don't even recognize that 50k/year is significantly higher than the median income in many of these places (e.g. 38k in much of Green Bay WI https://www.incomebyzipcode.com/wisconsin/54303 https://www.incomebyzipcode.com/wisconsin/54303) and the fact that you use 6x income when investopedia say that most people can only afford 2-2.5x (https://www.investopedia.com/articles/pf/05/030905.asp https://www.investopedia.com/articles/pf/05/030905.asp) their income shows just how completely out of touch you are.