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If your spending is high enough: Chase sapphire reserve. Has an effective annual fee of $150 but strong benefits. You can cash out or get a 25% bonus when using
by encoderer 8y ago
If your spending is high enough: Chase sapphire reserve. Has an effective annual fee of $150 but strong benefits. You can cash out or get a 25% bonus when using it to pay for air travel.
It’s metal which seems nice but really isn’t. You can’t stick it into many machines and eventually it delaminates.
- ryan-c 8y agoI believe the Chase Sapphire Reserve has a 50% redemption bonus on "travel" booked through their portal, and Chase Sapphire Preferred is the one with the 25% bonus.
- mehrdadn 8y agoAnnual fee is $450 not $150. You forgot to mention the $300 travel credit is only relevant if you spend $300+ on travel each year regardless of whether you have the card.
- loeg 8y agoIt's easy to cash out the travel credit without traveling.
- mehrdadn 8y agoWait really? How? I thought it was called travel credit for a reason...
- loeg 8y agoThey don't take the credit back on refunds.
- MaxGabriel 8y agoUber/Lyft count for travel which helps a lot.
- mehrdadn 8y agoHuh yeah I didn't expect they'd count most transportation as travel. Thanks.
- inerte 8y agoReally. They don’t GPS you to know you’re away from home. It’s not _that_ hard. This is the broad categories they cover: Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
- mehrdadn 8y agoSurprising they cover taxes and buses and parking etc... cause I have travel cards that don't necessarily include those. Thanks.
- loeg 8y agoThe reserve has a 50% (not 25%) bonus for anything on their travel portal — air, hotels, or car rentals. (The "preferred" is the Chase card with the 25% redemption bonus on their travel portal.)