If you're into optimizing things like this, I highly recommend the Doctor of Credit blog[1]. Most credit card blogs are basically just ads for credit cards that

If you're into optimizing things like this, I highly recommend the Doctor of Credit blog[1]. Most credit card blogs are basically just ads for credit cards that make their money off affiliate links, but DoC has made an explicit choice not to do that, and generally has good information without the "this is a super lucrative card everyone should apply for" junk that you see everywhere else. [1] https://www.doctorofcredit.com/ https://www.doctorofcredit.com/