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In my area (Seattle) such plans aren't even available. So don't blindly assume that they're available outside CA. The deductible ranges between "high" and "craz
by m0zg 8y ago
In my area (Seattle) such plans aren't even available. So don't blindly assume that they're available outside CA. The deductible ranges between "high" and "crazy". Dental that you can buy through health exchange doesn't cover anything at all. I'm seriously at a loss as to why anyone would pay for it, if you can buy a better plan from the same company outside the exchange. And this year, Kaiser Permanente just nonchalantly raised the premium by a little under 20%. It'll probably do the same thing next year, too, because hell, why not. We need to seriously look into opening up (and stimulating) competition between health insurance companies, hospitals, and so on, to upend this blood sucker of an industry.
- brianpgordon 8y ago> And this year, Kaiser Permanente just nonchalantly raised the premium by a little under 20%. I wonder how much of this is due to the repeal of the individual mandate, which Wikipedia says takes effect this year.
- m0zg 8y agoDon't see why KP would be affected by that directly. KP doesn't eat the cost of the uninsured.
- jimktrains2 8y agoBut the uninsured are more likely to be poor (and use the error for basic care because they can't afford it, raising the cost for everyone) or healthy (adding less to the cost more than they share of it). Thise two ideas are the heart and trade-off of the individual mandate: insurers must cover anyone without giant markups and in exchange everyone was forced to buy insurance to help cover those costs.