I think it's fair to point out since homeownership can be a very poor decision if you aren't considering these things when you go all in. People "guess wrong"

I think it's fair to point out since homeownership can be a very poor decision if you aren't considering these things when you go all in. People "guess wrong" about the perception vs. reality of their self all the time over plenty of things, and a lot of it results in them buying junk they rarely or never use. ("I'm totally going to learn how to shred on that ukulele.") Houses are just special given how royally screwed you are when you're trying to get some liquidity out of a several-million dollar asset you stupidly bought because you thought it matched your fantasy lifestyle and realized how wrong you were after it was too late. That said, I don't feel too sorry for these people, but I think it's definitely worth trying to teach others not to make the same mistake.