Everyone writing about the “genius” of this card literally has no idea about credit cards or fintech. The merchant on a map thing has been done for years. When

Everyone writing about the “genius” of this card literally has no idea about credit cards or fintech. The merchant on a map thing has been done for years. When are you going to actually use this and why? Categorized transactions? Wow. Why has no one thought of this before? Oh wait even my tiny credit union does this. Is this an okay card? Sure. Is there anything innovative here? No.