Well if you want to maximize rewards you could use: - Chase Freedom / Discover It (Quarterly 5% categories (examples: Wholesale, Gas, Grocery, Department Store

Well if you want to maximize rewards you could use: - Chase Freedom / Discover It (Quarterly 5% categories (examples: Wholesale, Gas, Grocery, Department Stores, Mobile Pay, Home Improvement, etc.)) - Uber Visa (4% Dining, 3% Travel, 2% Online Purchases, 1% everything else) - American Express Blue Cash Everyday (3% Grocery, 2% Gas/Department Stores, 1% everything else) - Citi Doublecash (2% everything) - Costco Visa (4% Gas, 3% Travel/Dining, 2% Costco, 1% everything else) - Amazon Prime Visa (5% Amazon, 2% Dining, Grocery, Pharmacy, 1% everything else) These are just the cards I use right now. There are no annual fees, although some require membership like Costco and Amazon. Pay your balance in full every month and it's a much better option than debit. There's a bunch of different ways to maximize rewards. See /r/churning [1] for more info. [1] https://www.reddit.com/r/churning https://www.reddit.com/r/churning