Citi has late fees (but yeah, it looks pretty good) Looks like non-active duty PenFed members get 1.5% Fidelity Checking account sounds alright, but why not jus

Citi has late fees (but yeah, it looks pretty good) Looks like non-active duty PenFed members get 1.5% Fidelity Checking account sounds alright, but why not just balance credit? Until apple pay is much more widely accepted that's a caveat for them. Probably stick around with Capital One 1.5% for now.