cash > applepay > tap > swipe > chip > debit cash is the most convenient secure and private form of payment. applepay if i run out of cash or its a larger tran

cash > applepay > tap > swipe > chip > debit cash is the most convenient secure and private form of payment. applepay if i run out of cash or its a larger transaction. chip (in the US) is hobbled by stupid UX (insert card, tap random buttons, sign, etc.), so swipe is usually quicker and more reliable. i never use debit.